<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:times new roman, new york, times, serif;font-size:12pt"><DIV>OK, here's a rough draft. Feel free to add/delete/change with abandon.</DIV>
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<DIV>Greg<BR></DIV></div><br>
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